Information

At Paws Bay Animal Hospital, we understand that affording the best veterinary care for your beloved pets is a priority. We offer a variety of financing options to help you manage the costs associated with keeping your furry friends healthy.

Frequently asked questions

We know that unexpected veterinary costs can be stressful. At Paws Bay Animal Hospital, we are committed to providing transparent and accessible information about our financing options to ensure you can make informed decisions about your pet's care.

What financing options do you offer at Paws Bay Animal Hospital?

  • We accept cash, check, credit or debit.
  • We also accept Care Credit cards that you may already have or can apply for the same day as payment.
  • Cherry and ScratchPay are single transaction payment options to pay your bill today and make payments over time.
  • We accept all pet insurances. See below for more detail.

What advice would you give to a pet owner who is worried about affording veterinary care?

We know it may be difficult to pay all at once, especially when it is an emergency and the unexpected financial burden is dictating the care you give your pet. We strive to offer multiple finance options to help provide you with an option that will allow payment over time so you can still provide the care you would like for your pet.

Financial Peace of Mind

  • Get pre approved for your maximum amount to borrow from for 120 days after approval.
    • Getting pre approved can help you budget your options when you are presented with an estimate for treatment costs.
  • 0% financing options
  • Apply while in hospital if needed to use immediately
  • Application & approval within minutes and available immediately
  • No deferred interest
  • No pre payment fee. You can pay it off early with no fee.
  • Flexible payment plan options and high approval rate.
  • If you don't qualify for the amount of your full bill, you can still use the portion you qualify for to help spread out payments on that portion.

** No deferred interest means if you are not able to pay off during the allotted 0% interest time, you will only be charged interest on any remaining amount

  • No prepayment penalty
  • No deferred interest
  • Apply while in hospital if needed to use immediately
  • Scratch Pay plans are available in 12 to 36 month terms, range in approved loan amounts from $200 to $10,000, and with annual percentage rates (APR) ranging from 0% to 36%

 

Flexible Financing with CareCredit

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care for the whole family—including pets! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments. *

See if you prequalify with no impact to your credit score

*Subject to credit approval. Minimum monthly payments required. See carecredit.com for details.

There are sooooo many pet insurance options out there and we know it can be pretty overwhelming. 

That's why we love @pawlicyavdisor! They'll help you find a policy while taking your pets age, location, and breed into consideration — and it's free to use!

Compare breed-specific pet insurance policies for your pet today at bit.ly/pawlicypet

We offer Trupanion VetDirect Pay. The only insurance option that pays at the time of checkout instead of waiting for reimbursement.